AI Credit Packs

Recharge once with Razorpay and use Claude-powered coaching until your token balance reaches zero.

Prepaid AI Tokens

Tokens are used for personalized AI chat, pre-trade checks, and weekly reviews based on your journal data.

Starter AI Pack

Good for light weekly reviews

₹ 500 one time 300,000 tokens

Prepaid balance. No monthly renewal.

  • Claude-powered coach replies
  • Uses compact trade context
  • Stops automatically at zero balance

Growth AI Pack

Best value for active traders

₹ 1000 one time 700,000 tokens

40% more tokens than the starter rate.

  • Weekly reviews and chat coaching
  • Personalized from journal data
  • Persistent wallet when Supabase is configured

Power AI Pack

Maximum credits for heavy usage

₹ 2000 one time 1,600,000 tokens

Best per-token value.

  • High-volume AI coach usage
  • Best for daily journaling workflows
  • Razorpay-secured payment verification

Credit Pack Comparison

Feature Starter Growth Power
Price ₹500 ₹1000 ₹2000
Tokens 300,000 700,000 1,600,000
Payment Razorpay Razorpay Razorpay
Best For Light usage Active traders Heavy usage
AI Model Claude Haiku Claude Haiku Claude Haiku
Balance Limit Stops at zero Stops at zero Stops at zero
Speed Standard Fast Very Fast

How Usage Works

The AI sends compact trade summaries to reduce token usage while keeping replies personal.

Chat

Short coaching replies

  • Uses recent trades and summary metrics
  • Keeps answers concise
  • Deducts actual Claude input and output tokens

Weekly Review

Structured review

  • Uses strategy and P&L breakdowns
  • Highlights actual strengths and issues
  • Returns a practical next-week focus

Pre-Trade Check

Quick checklist

  • Checks risk/reward
  • Gives a short discipline reminder
  • Blocks use when tokens are finished

Frequently Asked Questions

How are tokens calculated? ▼
Tokens are chunks of text used by Claude. Xtin Journal sends compact trade context and deducts the actual input plus output tokens reported by the API.
Can I use AI after tokens finish? ▼
No. The AI coach is blocked when the balance reaches zero. Recharge any pack to continue.
How are payments handled? ▼
Payments are created and verified through Razorpay. Tokens are credited only after the backend verifies the Razorpay signature.
Is there a monthly minimum? ▼
No monthly minimum. Credits are prepaid and remain in the wallet until used.
How do I monitor my usage? ▼
The AI Credits tab shows available, purchased, and used tokens.
Can I set a budget limit? ▼
Yes. The fixed balance is the budget limit. AI usage pauses automatically when tokens reach zero.